would you rather have $1,000 and no credit or $200 but an 800 credit score ?

Question

would you rather have $1,000 and no credit or $200 but an 800 credit score ?

Elaine M · Accepted Answer

If you have that little saved it doesn't matter what your credit is,  banks won't touch you.

? · Answer

Speaking from experience  by the time anyone achieves a 800  credit score they have more then a $1000

The Oracle of Omigod · Answer

$zero and 800 credit score, because this indicates that you live within your means and will have plenty of money soon enough.  The people with high credit are the people who don't use credit.

? · Answer

$200 and an 800 score.

Donnie Porko · Answer

1000 and no credit. 200 isn’t going to do anything for me with a 800 credit score. 1000 will buy me a lot of things.

The only time anyone needs a high credit score is when they need to borrow money.

would you rather have $1,000 and no credit or $200 but an 800 credit score ?

5 Answers