Is it better to have a balance of ZERO right before your credit card statement closes?

Question

So say if your credit card statement closes three days from now but you need to make a purchase with your credit card TODAY!! is it better to wait until the statement closes before using your credit card again ?

A Hunch · Answer

No.
It makes no difference.

Since in a few hours we won't be able to answer this silly questions, please take the Bank of America better money habits program.  It's free and teaches people how to handle their personal finances.

Good luck.

Is it better to have a balance of ZERO right before your credit card statement closes?

1 Answer