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?
Lv 5
? asked in Politics & GovernmentPolitics · 1 month ago

In America, one can have health insurance and still die because they can’t afford treatment.  Whatever you think of the ACA, your politics ?

On Healthcare or whether you’re a Dem, rep  , Trump or Biden supporter.........Can we at least agree to fix that??

That’s reasonable right? 

That if you’ve paid into insurance every month for years, when you need it to save your life, they shouldn’t be able to weasel their way out of paying for treatment. 

No $5000 deductibles when most people don’t even have $1000 saved up, no insurance agent who’s not a doctor declaring what a doctor says is necessary, isn’t. 

6 Answers

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  • not
    Lv 7
    1 month ago

    In America a big problem is insurance. A large for profit entity in between the consumer and the product. I knew Obama's ACA failed the moment I knew that part would not go away. 

    The next problem is transparent pricing. Secret prices are unacceptable for everything else in life. Competition is healthy and controls prices. Secret prices are agreed upon behind closed doors. 

    So how's this play out? For instance I needed an MRI for cash. What's the price? Well everyone gets weird right away. What was claimed to be $ 600, or $900, or $1200 when I finally pinned down a price it was $250. What else do we play this game with? Insurance has made itself nessasary and made the people doing the job co-dependant. 

    Step one is transparent pricing. Step two is competion, step three is a government option. If this is done out of order it will be more of the same. Government is already good at paying $20 for a 50 cent pencil, they can't change this.

  • 1 month ago

    When they passed Obamacare without a single Republican vote the democrats promised that that wouldn't happen.  Every one of them voted against a Republican proposal that would have fixed it.  Now it is up to them to admit that they lied/failed and do something about it.

  • Anonymous
    1 month ago

    @anon is full of it.  Insurance policies have ALWAYS had deductibles.  What the ACA did was end the selling of "do nothing" insurance where the fine print severely limited coverage.  Most insurance policies were already compliant with the ACA; 95% of us kept our doctors.  Only about 5% had "do nothing" policies that didn't comply.

  • Anonymous
    1 month ago

    The "Deductible" didn't really come into play until ACA.  Before ACA a deductible on an HMO was unheard of, and you could find may PPO's without one.   Today about a majority of the HMO's have at least some Dedictable and I don't think there is a PPO without one unless you want to pay $2000/month for coverage.

    Since ACA my personal premiums have increased by about 2-3 times, with increased Co-Pays to match.  

    The problem with "affordable" Health Care is actually not the Health Care portion.  If there would be a concentrated effort to remove fraud, that would save enough that any person who can't be insured could be. 

    If they would accept "alternative" forms of treatment that would also save money.  This isn't radical but common sense medicine less reliant on the big Pharma companies.  

  • Anonymous
    1 month ago

    Agree. I personally knew a lady who had a lump in her breast and even with her employer provided HC insurance couldn't afford to get the diagnostic imaging her doctor prescribed. So there she was with that lump getting bigger and bigger and bigger. What's she supposed to do? 

  • Anonymous
    1 month ago

    Watch the documentary called Sicko by Michael Moore and be more surprised for the cost of healthcare in America.

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